online travel insurance

We all love going on holiday, with the tranquil relaxation of escaping the humdrum daily life. Usually the build - up to a holiday can be quite stressful though, as packing and loose ends are left to the last minute. One thing you don ' t want to be thinking about just before you go on holiday is your car insurance, so get it sorted out now, and you could save yourself a huge £1, 600. Want to know how? Read on.

Holidaymakers are going further afield in their travels these days, with the long - haul flight market being one of the largest growing segments of the UK travel market during the recession. Tourists need to hire cars when they arrive at their destination of choice. However, female travellers in general are much less picky about the conditions of their car hire contract than they are about their women ' s car insurance.

A lack of attention to detail can prove an extremely costly mistake if you don ' t take proper precautions. Just like with women ' s car insurance policies, car hire companies will expect the driver to pay an excess for any damage that is incurred whilst the vehicle is under your responsibility. The excess charge is the fee you have to pay as a portion of the claim before the insurance company steps in to pay the remainder of the claim.

Now, with women ' s car insurance companies you can usually negotiate a much cheaper excess charge if you are willing to have a higher premium or alternatively, should you wish a slightly cheaper premium, you can offer to pay the women ' s car insurance provider a higher excess should you have an accident.

Car hire companies will usually have a set limit for the excess but this can be extremely high, in some cases as much as £1, 600. Unwary travellers can then be stung for a huge fee if they have an accident whilst abroad on holiday and they haven ' t checked the conditions of the car hire policy properly.

One thing you can do as a female driver is check your women ' s car insurance policy; some policies will cover you regardless of which car you are driving and when you are abroad. If this is the case, then you need not worry, as your normal insurer will cover any accidental damage. If you are not covered though, make sure you read the small print of the car hire company contract carefully and avoid unnecessary fees for excess charges.